Mortgages 101

What Does a Mortgage Broker Do in Ontario

What Does a Mortgage Broker Do in Ontario

With the housing market in Ontario becoming increasingly competitive, understanding the role of a mortgage broker has never been more crucial. Jim Cook, Mortgage Broker with TMG, brings decades of award-winning expertise in customized mortgage solutions.

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Beware of Fake Pre-Approvals in Ontario | Mortgages

Beware of Fake Pre-Approvals in Ontario | Mortgages

Protect yourself from the embarrassment and emotioonal stress of being turned down for a mortgage when you thought you were pre-approved.

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What is the First Home Savings Account? | Mortgage Broker in Ontario

What is the First Home Savings Account? | Mortgage Broker in Ontario

How to save for your down payment and get a tax credit in the process.

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Co-signor FAQs | Mortgage Broker in Ontario

Co-signor FAQs | Mortgage Broker in Ontario

Can a co-signor can help, how does it work, and does this role impact the co-signor in any way.

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Do I Need a Finance Condition? | Mortgage Broker in Ontario

Do I Need a Finance Condition? | Mortgage Broker in Ontario

A question that gets asked in uber-competitive markets like ours is “Do I need a finance condition?” or, put another way “Can I Purchase Without Conditions?

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What’s Your Best Rate?  | Mortgage Broker in Ontario

What’s Your Best Rate? | Mortgage Broker in Ontario

The only real answer to that question is “It depends”.

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Credit Reports | Mortgage Broker in Ontario

Credit Reports | Mortgage Broker in Ontario

Poor credit or lack of credit can severely limit what we can do. Let’s talk about how to improve your credit report and score.

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How Do Lenders Make Decisions? | Mortgage Broker in Ontario

How Do Lenders Make Decisions? | Mortgage Broker in Ontario

Mortgage approval decisions are made in two steps. 

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Mortgage 101 in 7 Paragraphs | Mortgage Broker in Ontario

Mortgage 101 in 7 Paragraphs | Mortgage Broker in Ontario

Are you new to mortgages?  Here is your quick start guide.

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Bruce Power Employee Probation Mortgages in Ontario

Bruce Power Employee Probation Mortgages in Ontario

Probation isn’t always a hard stop with mortgage applications.

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First Time Buyer Needs to Know | Mortgage Broker in Ontario

First Time Buyer Needs to Know | Mortgage Broker in Ontario

Wherever you are looking, there are some basics questions every first time buyer has.

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Contract or Temporary Employee Mortgages in Ontario

Contract or Temporary Employee Mortgages in Ontario

Mortgage rules are different when you are on contract instead of being a permanent employee.

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Mortgage Renewal Is An Opportunity | Mortgage Broker in Ontario

Mortgage Renewal Is An Opportunity | Mortgage Broker in Ontario

Understand your options at mortgage renewal. There are several.

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Home Buying Mistakes | Mortgage Broker in Ontario

Home Buying Mistakes | Mortgage Broker in Ontario

Buying a home is exciting. Don’t let emotions take full control. Take some time to ensure it’s the right property for you.

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What Is Bridge Financing? | Mortgage Broker in Ontario

What Is Bridge Financing? | Mortgage Broker in Ontario

How do navigate different Closing Dates when buying and selling? It could be with a Bridge Loan

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What Is a Portable Mortgage | Mortgage Broker in Ontario

What Is a Portable Mortgage | Mortgage Broker in Ontario

Is changing homes a possibility during your mortgage term? Make sure the mortgage is portable

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Pay Your Mortgage Off Faster and Save Money | Mortgage Broker in Ontario

Pay Your Mortgage Off Faster and Save Money | Mortgage Broker in Ontario

Purchasing a home is a big step. Paying off your mortgage as early as possible will be the best investment you can make.

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12 Closing Costs You Need To Know About | Mortgage Broker in Ontario

12 Closing Costs You Need To Know About | Mortgage Broker in Ontario

There are many expenses when buying property beyond your down payment. Ensure you budget enough for them

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Don’t Do This Until After Closing | Mortgage Broker in Ontario

Don’t Do This Until After Closing | Mortgage Broker in Ontario

Looking for your first home? And, you want to have a smooth and successful home purchasing experience? Then avoid these common first-time homebuyer mistakes.

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Top 10 First Time Purchaser Mistakes! | Mortgage Broker in Ontario

Top 10 First Time Purchaser Mistakes! | Mortgage Broker in Ontario

Looking for your first home? And, you want to have a smooth and successful home purchasing experience? Then avoid these common first-time homebuyer mistakes.

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