Jim Cook, AMP, MBA, Broker

TEXT 519-832-7882

the best mortgage solution for you

Starts with the right broker.


Jim Cook MHC Mortgage Services

Kincardine Mortgage Broker - Jim Cook

Every single day, we help people just like you achieve their homeownership dreams with personalized mortgage strategies.

There are many brokers in the world who just advertise rates, often neglecting other terms that are important in a mortgage. Jim Cook is committed to providing transparent information so you know exactly what you are getting and making the process as smooth as possible.

When you become our client, you become much more than that. We are dedicated to creating long-term, trusting relationships with those we work with.

Whether you’re buying a home for the very first time, due for a renewal, buying a second property, consolidating debt, or one of several other options, we are ready to help save you money while providing you with a mortgage that is best suited for you.

As a Port Elgin mortgage broker located in Kincardine, we proudly serve the local areas and its people. With more than 30 years of lending experience, it’s safe to say that we know what it takes to satisfy our clients. When it comes to your mortgage, we treat it as if it were our own.

No matter your mortgage goals, Jim Cook and MHC Mortgage Services are here to help!


How Does Jim Help You?

Jim Cook at MHC is dedicated to helping clients achieve their mortgage goals. You’ve come this far and now it’s time to act.

Shopping for a mortgage

You’re looking for a mortgage, but do you know which questions to ask your broker? Here are 4 that you need to ask while shopping.

Home Purchase

It’s no secret that buying a home is a big deal. Whether it’s your first time or you’re an experienced buyer, it’s important to be educated and informed on the process while knowing what your options are.

Time for a Renewal

Everyone’s mortgage expires at some point. When that time comes for you, it’s important to know that you do have a choice. You don’t have to settle for the same rate and term of your old mortgage.

Trading Up/Down

Are you moving from your current home but would like to keep it as a rental? Or perhaps you’re wanting to sell it completely. Jim can help with either scenario and show you your options.

Investment Property

A mortgage for an investment property is actually quite similar to that of your own home. However, there are some differences…

Consolidate your debt

More people are refinancing their mortgage or withdrawing equity from their home to consolidate their debt each day. Do you know what your options are when it comes to paying off debt with one of these methods?


About Kincardine & Port Elgin

Located along Lake Huron, Kincardine is a town with a population of 11,174. It was originally founded in 1848 and was officially formed as a municipality in 1999.

Kincardine is best known for being the home of the Bruce Nuclear Development Plant (Bruce Power), part of Ontario Power Generation. Kincardine has been home to Bruce Power since the early 1970’s. The town is also a popular attraction for tourists thanks in large part to its beautiful, sand-filled beaches and famous Scottish culture.

Not far from Kincardine is Port Elgin, another area served by Jim Cook. The community of Port Elgin was originally named “Normanton” before being incorporated as a town in 1874. Combined with the communities of Southampton and Saugeen Township, the three towns make up the “Town of Saugeen Shores”.

Much like Kincardine, several Port Elgin residents are employed by Bruce Power. Saugeen Shores has a population of approximately 12,000.

One of the best attributes of Port Elgin are the beautiful sunsets it provides. It has widely been considered as having the best sunsets in the world, and in 2007 during a CBC Television competition to determine the Seven Wonders of Canada, the sunsets in Saugeen Shores were among the finalists.

For a list of things to do in Saugeen Shores, visit http://visitsaugeenshores.ca/things-to-do/.


More Reasons to Use a Kincardine Mortgage Broker

As a Kincardine and Port Elgin mortgage broker, Jim is often asked by potential clients for reasons why they should work with a broker. While there are several of them, there are a few major benefits that come with working with a mortgage broker.

A mortgage broker, such as Jim, has relationships with a variety of lenders across the country. With access to more than 30 of them, MHC Mortgage Services is able to acquire some of the lowest rates and best terms on the market. This is something that a bank would have a tough time matching!

Additionally, a broker works for you. They get paid by the lender and thus operate with your best interests in mind.

Jim specifically was ranked in the top 20% of mortgage brokers across Canada for the TMG Mortgage Brokerage in consecutive years in 2015 and 2016. He also has over 30 years of lending experience and has brokered $100+ million worth of mortgages in Bruce County.

As someone who has been involved in the local industry as long as Jim has, you can be confident in knowing you are getting the highest of quality of service. You can see what former clients have said about Jim and MHC by viewing the Testimonials page.

To learn more about Jim, visit his profile!


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Shopping For A Mortgage

What are the first 4 questions I should ask anyone wanting my mortgage business?

Buying a House

I want to learn about mortgages and the house buying process. Save me time, money and stress.

It’s Time to Renew

My mortgage is coming up for renewal. How do I protect myself?

Trading Up/Down

I am buying another property and selling/keeping the current home. How do I best deal with my current mortgage? What are my options?

Investment Property

I am thinking about buying an investment property. What is different with an investment property mortgage?

Debt Consolidation

I have equity in my home and other debt that I want to get rid of. What options do I have?


I’m here to help with your mortgage needs, refinancing, new home purchases or mortgage renewals.


You invested time in identifying the right home.  We collaborated in planning and implementing a personalized mortgage strategy.  Whether you have made that purchase or are still positioning, we are now family.  And, as part of our family, we invite you to remain connected. 

Do you have a question about your Kincardine mortgage? We take pride in being an approachable, friendly brokerage where everybody feels welcome. We encourage you to call, visit or email us with any questions you have.

Ask your question(s).
We’ll reply today – we promise!

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