We would rate our mortgage experience at a 10!!!!! Personally, we felt very comfortable with you from the very beginning. Your level of expertise and professionalism was of the highest quality. We are very happy with the way things turned out and are looking forward to working with you EVERY time we have to redo our mortage (is that refinance?). Honestly Jim, we will recommend you to all of our friends and family seven days a week and twice on Sunday.