the best mortgage solution for you
I’m a buyer, what should I know before I purchase?
As a buyer for the first time, it can be a steep learning curve. You may realize that you don’t even know what to ask. That is our role. Informing, educating and advising.
You might look to a financial planner for investment advice. In the same way, you should seek a qualified and proven mortgage broker for mortgage advice with a purchase.
Yes, friends and family will have their say – just like they have the perfect mutual fund or stock tip to recommend – but recognize that mortgages are part of a fast-moving, complex marketplace – and there are a lot of $000’s involved.
We’ll talk in plain language about:
- your 3-5-10 year plans
- your financial life
- mortgage terms
- different types of mortgage security
- different types of mortgage lenders
- mortgage penalties
- hidden mortgage costs and hooks
- games played online with rates – be wary
- extra payment options
- down payment options and CMHC
- pre-approvals versus approvals
Jim’s focus is to have you walk away informed, knowing how you’ll be working together to put a customized mortgage strategy in place.
And Jim works with The Brick to provide up to 40% off furniture and mattresses, often with free delivery, to each of his mortgage clients. That can be $000’s in savings alone!
