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Jim Cook, AMP, MBA, Broker




Be Aware Of the Rate Games Being Played By Some Lenders

Mortgages today are much more than interest rate.  Lenders have figured out that they can attract your business by advertising low interest rates – and so they have played with the actual mortgage product to remove features, build in hooks or higher penalties – all with the aim of lowering interest rates.

Rates also now vary widely based on the amount of your down payment, following changes made by the federal government in fall 2016.

Finally, as I work with a wide variety of branch and non-branch based mortgage lenders, I can often access lower-than-advertised interest rates and still retain full features in the mortgage.

Check back often to get a sense of where interest rates are compared to posted bank mortgage rates.

Your best option?  Call me to see what is available for your unique situation in today’s market.

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Contact Info

Jim Cook, MBA, AMP, Broker
855 Queen St.
Kincardine, On N2Z 2Y2
T. 519-396-6800

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