the best mortgage solution for you
Seven compelling reasons to use a mortgage broker.
You need to find a mortgage or refinance an existing one but you have questions.
- Where do I start?
- Which lender fits my needs?
- Which lender can offer me the best value?
- Are there really differences between mortgages?
- Which features are best for me?
Brokers have experience working with banks and other lenders. They understand the benefits of the various options and they’re familiar with the many types of mortgages and which might be right for you.
1 – Your Broker has the answers.
Your Broker is your champion
Your Broker negotiates with the lender on your behalf, manages obstacles, processes paperwork and hammers out the details.
They’ll help simplify what can be an overwhelming experience and take your long-term plan into consideration.
2 – Your Broker is on your side!
You can save on home furnishings
Exclusively with Jim, you can save up to 40% off furnishings and mattresses at The Brick with free delivery. After putting money out for the down payment and legal fees, this can be a huge benefit!
3 – We are thinking about the whole transaction.
Your Broker will work with you through every step of the purchase or refinance process. They’ll walk you through the application process and help you to understand your options and answer your questions.
4 – After all, your Brokers’ success is dependent on your satisfaction.
Your Broker finds solutions that fit your needs
Your Broker will help you navigate the confusing road map of rate types, mortgage options and terms to decide which solution is best for your circumstamces and long term plan. Your Broker takes the time to understand your financial needs and situation, avoiding unnecessary risk.
5 – And that can save you money.
Your Broker can save you time – lots of it
House hunting is time and energy consuming. But that’s just the beginning. Finding a mortgage or refinance solution that’s right for you can take hours, even days or weeks. Your mortgage Broker does most of the leg work for you. They’ll research mortgage, financing and lender options, process the application and document requirements and negotiate with lenders.
6 – That means less disruption to your life.
It’s all in the numbers
42% of Canadians purchasing in 2015 used a mortgage broker or agent to obtain their mortgage. 75% of first time buyers began with a pre-approval. 61% of first time buyers consulted with a mortgage broker. Well over half of Jims’ annual business is either existing clients or referrals made by them.