MORTGAGE PRE-APPROVAL

The Most Important First Step When Looking To Purchase

We believe the single best thing you can do before shopping for a home is to get a mortgage pre-approval. If there are surprise items on your credit report we need to fix – you’ll have time to do it. You don’t want to shop and fall in love with a property only to learn that lenders won’t play.

We also believe that you shouldn’t have to wait days or weeks for an appointment with a mortgage specialist or for an answer to what you will qualify for.

Mortgage decisions on based on your credit history, credit report, gross income and debt payments.
Therefore, you have a few different ways to move forward with a pre-approval request:

We can typically pre-approve your application within 1 hour of talking – certainly within 24 hours.
PS – some branch-based lenders are still providing pre-approvals without looking at your credit report – don’t be fooled or get caught – insist that any pre-qualifications include a full credit report check!

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Contact Info

Jim Cook, MBA, AMP, Broker
855 Queen St.
Kincardine, On N2Z 2Y2
jimcook@mhcmortgages.ca
T. 519-396-6800

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Registered Head Office
860 Queenston Rd., Hamilton, On L8G 4A8 FSCO11932

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